About Us

North East Risk Management is a program Insurance Broker with 75 years of combined experience. North East Risk Management is a developer of commercial insurance programs in where we strive to service one account at a time. We design an insurance policy that will meet your needs and same you money. At North East Risk Management we strive to make sure that you as our client are ahead of the global economy by helping you manage your risk so that the client can be at ease. North East Risk Management is a "one-stop" agency that provides comprehensive insurance plans for personal and business needs. We specialize in five main coverage areas:

  • Commercial Lines (Commercial Auto and Commercial Property)
  • Medical Malpractice Coverage
  • Personal Lines (Automobile and Homeowners Insurance)
  • Health Insurance
  • Life Insurance

We offer our clients a complete professional service, from initial client-contact through execution of a plan. Our dedicated agents have extensive experience in the insurance industry, and our guiding principles of teamwork and client focus are aimed to provide our clients the best possible service. Our unique "one-stop" strategy, combined with our agents’ fluency in Spanish and Portuguese, help us to serve all communities in the metropolitan area meet their insurance needs.


In 1997, M.A.V. Enterprises Inc., a retail insurance office. M.A.V Enterprises Inc., developed a book of business which consisted of Homeowners, Auto, Commercial Auto and Restaurants. The combined book of business totaled 4.8 million by year 2002. The Valencia Group was formed in 2001 for the purpose of writing Title Insurance during the real estate boom, in a period of three years the company was generating 1.6 million in revenue. In 2007 North East Risk Management was developed for the whole sale of insurance nitch products. The nitch products are restaurant insurance, and commercial auto insurance. It has currently 2.5 million in premium.


We currently have a staff of 10 in our Kenilworth, NJ office. Our agents, all of whom have professional experience in the insurance industry, continuously further their knowledge with the help of continuing education courses provided by the PIA (Professional Insurance Association). Our combination of knowledge, teamwork and dedication to the client serves to provide our clients with the most comprehensive and complete service. Sharon Juliano
In 2009 Miss Juliano began working for North East Risk Management as VP of Operations in maintaining all homeowners base in the personal lines department. This consists of renewal retention, re-instatement of policies, and re-writes. This is done on a per file basis. Each file is up-dated, by using a client profile sheet. Miss Juliano is also head of the accounting department. Her job in accounting is reconciling the accounts, and managing quick books. Her past experience in the financial world has made this an easier process by the use of her policies and procedure format. Miss Juliano is also responsible for training, and managing staff on the maintaining, and up-dating of commercial and personal files. Miss Juliano oversees the staff.